The questions we get most often from Des Moines-metro sellers, answered without sales-speak.
As fast as 7 days from offer acceptance. Most closings happen 14–30 days out at a local Polk County title company. You pick the date that works for your schedule. If you're facing a foreclosure or relocation deadline, tell us — we'll work to it.
We pull recent sold comps in your specific Des Moines-area neighborhood — ideally from the last 90 days — and weight them by distance, size, and condition. We factor in estimated repair costs (we're going to be doing them after closing) and our margin (we explain this rather than hide it). The written offer shows the math step by step.
Yes. The offer is typically good for 7 days from when we send it. Plenty of sellers take our offer to a local agent for a second opinion and decide to list instead. We expect that and don't take it personally. If we're the right fit, we're the right fit; if not, we'd rather you go with the path that actually serves you.
The honest catch: our offer will generally be below what a fully-staged, fully-inspected MLS listing might fetch over 90 days. We're upfront about that. What you're trading the price difference for is speed, certainty, no commission, no closing costs, no repair credits, no inspection re-negotiations, no financing fall-throughs. For many sellers the net-after-costs is closer than they expect; for others, an MLS listing is still the better choice.
No. No commission, no closing costs, no inspection fees, no repair credits. The offer number is the number wired to your bank at closing. The only deductions at closing are things you owe regardless of who buys (existing mortgage payoff, unpaid property taxes, HOA dues, liens) — the title company handles all of those.
If you're significantly underwater on the mortgage, a regular sale or a short sale negotiated with your lender is usually the better path — not a cash sale. We'll tell you that on the first call rather than waste your time.
The title company wires funds to your bank account on closing day. Most banks receive the wire within hours; some take until the next business morning.
No. We buy as-is. Leave behind anything you don't want — old furniture, trash, family photos you're not taking with you. We handle cleanout after closing. Just take what's important to you.
Rough shape is our specialty. Fire damage, hoarding, code violations, foundation issues, long-vacant properties, half-finished rehabs — we buy them. The condition affects the price (we're the ones doing the repairs after closing), not whether we'll buy.
Yes. We buy tenant-occupied properties, even with difficult tenants, expired leases, or eviction complications. You don't need to handle the eviction process — we handle it after closing.
Iowa is a judicial foreclosure state, and Polk County's timeline averages 5–7 months from initial filing to sheriff's sale. That usually gives us time to close before the foreclosure completes — sometimes in as little as 10 days. Selling before sheriff's sale preserves your credit (a foreclosure stays on your credit 7 years) and any remaining equity (foreclosure auctions typically sell for just enough to cover the mortgage). See our foreclosure page for details.
We work with executors (called "personal representatives" in Iowa) and out-of-state heirs. We can close before or after probate completes — if probate is in progress, court approval may be needed for the sale, and we coordinate with the probate attorney. See our inherited-house page.
Iowa is an equitable distribution state. We can sell the marital home with both spouses' agreement; proceeds get split per whatever the decree specifies, with the title company handling the split at closing. No staging, no showings, no months of MLS listing during an already-difficult time. See our divorce sale page.
The entire transaction can be handled remotely. We don't require you to fly back to Iowa for inspections, walk-throughs, or closing. Document signing happens via overnight mail or remote online notarization. The title company handles the proceeds wire.
DM Cash Buyers is locally operated. We use our own funds — not bank financing, not investor pools, not iBuyer algorithms. Some properties we rent out long-term, some we renovate and resell, some we hold. See our About page.
No. We're not realtors. We don't list properties on the MLS. We are professional home buyers who purchase properties with our own funds.
Des Moines proper, plus West Des Moines, Ankeny, Urbandale, Johnston, Waukee, Clive, Altoona, Pleasant Hill, Norwalk, Bondurant, Grimes, Indianola, Carlisle, Windsor Heights, and surrounding Polk, Dallas, and Warren county communities. Full list on our service-areas page.
Call or text us — happy to answer anything not covered here.